Paytm Reports Impressive Financial Growth in Q2 FY27
Paytm, operated by One97 Communications, has announced its financial outcomes for the second quarter of FY27. The report reveals that the company’s profit has increased 10.7 times compared to the previous year, reaching Rs 225 crore. Additionally, revenue from operations experienced a robust growth of 28.5% during this quarter.
According to the unaudited quarterly results shared with the National Stock Exchange (NSE), Paytm’s operating income amounted to Rs 2,648 crore in Q2 FY27, in contrast to Rs 2,061 crore for the same period the previous year.
Revenue from Payment Services
Payment services have emerged as the primary source of revenue for Paytm, with this segment’s revenue increasing by over 25% year-on-year to reach Rs 1,434 crore during Q2 FY27. This segment contributed more than 54% of the total operating revenue of the company. Additionally, revenue from financial services distribution was Rs 912 crore, while marketing services brought in Rs 287 crore.
Overall Income Growth
During the quarter, Paytm also generated Rs 182 crore from non-operating activities, bringing its total income to Rs 2,830 crore for Q2 FY27. On a quarter-on-quarter basis, revenue saw an 8% rise from Rs 2,448 crore recorded in Q1 FY27.
Cost Structure Analysis
In terms of expenses, payment processing charges represented the largest cost for Paytm in Q2 FY27, accounting for about 32% of total expenses. This expenditure grew by 28% year-on-year, amounting to Rs 805 crore. Employee benefit costs were registered at Rs 759 crore, up more than 14% compared to the same quarter in the prior year.
Marketing expenses surged 59% year-on-year, reaching Rs 194 crore during Q2 FY27. Various costs such as software, cloud services, communication, legal fees, cashback, and additional overheads escalated total expenditures to Rs 2,531 crore for the quarter, up from Rs 2,062 crore a year earlier.
Net Profit Growth
Paytm’s net profit achieved a remarkable increase of 10.7 times year-on-year, climbing to Rs 225 crore in Q2 FY27 from Rs 21 crore recorded in the same quarter the previous year. For the half-year period ending September 2026, the company reported an operating income of Rs 5,096 crore, while its net profit more than doubled to Rs 491 crore.
At the conclusion of the trading session today, Paytm’s stock price settled at Rs 1,654.7, with a total market capitalisation of Rs 1,06,250 crore or $11.2 billion.
