Author: Team SS

  • “Navigating the IT Job Market: Sridhar Vembu’s Take on Education Investments”

    “Navigating the IT Job Market: Sridhar Vembu’s Take on Education Investments”



    Indian Students and U.S. Degrees: The Rising Debt Crisis

    Indian Students and U.S. Degrees: The Rising Debt Crisis

    Indian students are experiencing overwhelming debt for U.S. degrees that may ultimately fail to yield adequate returns—Sridhar Vembu, the founder of Zoho, has raised concerns about this troubling trend.

    Sridhar Vembu’s Warning

    In a straightforward alert on X, Vembu highlighted a “distress call” from a student who took on ₹70 lakh (approximately $80,000) in loans at a 12% interest rate to obtain a master’s degree from a small college in the U.S. With the job market in decline and loan repayments approaching, the outlook appears grim. Vembu noted, “The job scene in IT is bad, especially so for foreign students,” emphasising that “Payments on the loan are starting soon.”

    Advice for Students and Parents

    Vembu’s message was clear and direct. He advised students and their families to exercise caution when borrowing heavily to study abroad. He added that incurring debt for degrees obtained in India is similarly “unwise.” As the job market for IT roles in the U.S. slows down, companies are becoming increasingly hesitant to hire, particularly for international candidates on H-1B visas. Consequently, numerous students find themselves in a precarious situation with substantial loans and limited career opportunities.

    The Impact of Global Tech Transition

    The scenario has worsened due to a global tech shift influenced by artificial intelligence (AI). Businesses are undergoing restructuring, leading to significantly reduced hiring. “We have not been hiring much as we transform ourselves for the AI era,” Vembu remarked regarding Zoho, noting that the company’s policy against layoffs was the reason for the hiring standstill.

    Questioning the Education System

    His criticism challenges the core of the current educational system. Vembu expressed a strong belief that young individuals should not be burdened with debt under the guise of education. He urged the private sector to reconsider its approach to workforce development, suggesting, “The only smart course is for prospective employers to fund training programs and for the industry to embrace alternative credentials rather than insisting on formal degrees.”

    Uncertain Returns on Investment

    With major U.S. tech companies downsizing and immigration pathways becoming more restrictive, the return on investment for an expensive foreign degree has become increasingly uncertain. The aspiration of a brighter future is, for many, transforming into a cycle of debt.

    A Better Investment in Skills Development

    Vembu concluded by stating, “The best investment we make as a company is in training and skill development.” He expressed hope that businesses will adopt this approach widely to prevent the predicament of young individuals ending up in debt.


  • The Surge of Domestic Capital Transforming India’s Venture Capital Landscape

    The Surge of Domestic Capital Transforming India’s Venture Capital Landscape



    Domestic VC Investment in India: Unlocking Potential

    Domestic VC Investment in India: Unlocking Potential

    Summary

    Domestic capital is currently a small contributor in India’s venture capital ecosystem, in contrast to China’s thriving local LP-driven surge. Allocating 5–10% of investments to domestic VC can protect against fluctuations in USD and capitalise on India’s digital consumption narrative. Experienced local teams and well-sized early-stage funds are essential for generating wealth across Indian families.

    In 2024, private-market investment in India recovered to approximately $43 billion—accounting for one-fifth of all Asia-Pacific investments and ranking second only to China in the region. The deal count reached an all-time high of 1,270 VC transactions, despite a 20% decrease in average investment sizes. International investors are enthusiastic, with 87% of the world’s 30 largest funds now committed to investing in Indian rupees. However, local investors—including family offices, corporate treasuries, and insurance companies—still play a minor role. Unlike China, where local LPs fueled the growth in the 2010s, Indian investors currently contribute only a fraction of VC assets, representing both a risk and an untapped opportunity.

    Why Homegrown Money Matters

    Stability & Alignment

    Foreign investment tends to be more volatile; in contrast, Indian wealth is stable and denominated in rupees, making it ideal for founders whose exits are increasingly realised through local IPOs or block trades. In fact, public markets constituted around 59% of exit value in 2024.

    Nation-Building Upside

    Reforms such as GST, IBC, and Digital India have not only attracted foreign megafunds but also opened avenues for domestic savers to engage in wealth creation within private markets.

    A few local General Partners (GPs) are successfully raising onshore capital, exemplified by ChrysCapital’s $2.1 billion fund and Kedaara’s $1.7 billion Fund IV, both supported by Indian families and institutions. However, when compared to the over 60% increase in competing funds since 2016, local contributions remain relatively modest.

    India Is Not Silicon Valley—Experience Counts

    Effective investing in India requires not just capital, but contextual understanding. The market comprises 28 states, each with unique cash-flow dynamics and a complex regulatory environment that often rewards those with seasoned experience. This explains the rise in buyouts—where operational expertise takes precedence over rapid scaling—growing from 37% to 51% of private equity value in two years. Teams with decades of business experience in India can identify promising niches, such as Tier-II lending or emerging med-tech exporters, far ahead of traditional investment strategies.

    Taming The Power Law

    While India generates unicorns, the timeline for exits is slower: only 36% of buyouts exceeding $100 million from 2018–19 have completely exited in five years, compared to 50% for the 2012–13 group. Successful funds in this environment merge conventional power-law strategies with anchor investments—companies capable of achieving earnings growth of 20% to 30% over a decade in sectors like housing finance, healthcare outsourcing, or defence electronics. These anchor investments help stabilise returns while waiting for significant growth opportunities.

    Right Sizing Early-Stage Bets

    Seed and Series A investments are currently averaging in the low single-digit millions, indicating that the market cannot support numerous INR 4,000 crore seed funds. Investment vehicles within the INR 200-400 crore (US $25-50 million) range are sufficiently sized to lead funding rounds, maintain pro-rata positions, and return capital without depending on a single high-risk investment. Oversized funds tend to focus on larger markets and dilute returns.

    What This Means For India’s UHNIs & Family Offices

    Diversification Inside The Border

    Investing 5–10% of alternative assets in domestic VC can safeguard against USD fluctuations and leverage the digital consumption trends that have already attracted foreign investment.

    Preferred-Partner Status

    Local limited partners often gain co-investment rights and more favourable fee arrangements—benefits that international investors strive to secure.

    Impact With Returns

    Capital invested connects with businesses that generate employment, tax revenues, and strategic capabilities—delivering value beyond financial returns.

    The Call To Action

    To elevate India’s venture ecosystem, input from those who fully understand the local landscape—Indian families and institutions—is critical. Collaborating with investment teams familiar with the Indian market, which blend long-term strategies with selective high-risk investments and keep early-stage funds agile, can transform upcoming innovations into generational wealth. The opportunity is ripe, and it would be unfortunate if the primary beneficiaries of India’s technological advancement continued to be predominantly offshore.


  • “Bangalore or Hyderabad: The Great Indian City Showdown Sparks Divided Opinions Online”

    “Bangalore or Hyderabad: The Great Indian City Showdown Sparks Divided Opinions Online”



    Bengaluru Traffic Woes | Commute Challenges

    Bengaluru Traffic Woes

    Bengaluru’s traffic mess continues to plague its residents, transforming daily commutes into frustrating experiences. As ongoing metro construction lingers and permanent diversions sprout throughout the city, the already stressed road network struggles to cope, making every trip feel more like a struggle than a simple journey.

    Commuter Experiences Highlight Traffic Challenges

    A recent post from a social media user illustrated the severe traffic issues they faced while trying to reach their office in Bengaluru. The individual shared that a journey typically taking 40 minutes stretched to approximately 1 hour and 50 minutes due to heavy traffic.

    The user expressed frustration about considering a move to Hyderabad, citing the unbearable traffic as a motivating factor.

    Bengaluru’s traffic issues are overwhelming. Due to unforeseen permanent diversions, my usual 40-minute commute to the office turned into a 1-hour and 50-minute ordeal. It’s time to relocate—I plan to move to Hyderabad within a year. Hyderabad’s weather is only hot for three months, making it almost like Bengaluru afterwards.

    Public Reaction to Traffic Concerns

    The post ignited a debate among netizens, with some expressing sympathy for the commuter and others cautioning against relocating to Hyderabad.

    Traffic congestion in Bengaluru is a real issue. I had to attend a conference just 4 km away from my accommodation, and it took me 90 minutes to get there, causing me to miss the beginning.

    More individuals should consider moving or working remotely. Bengaluru is becoming overcrowded and isn’t equipped to accommodate everyone living here.

    Hyderabad may have better traffic conditions, but its weather mirrors Bengaluru’s for only a short while before turning hot.

    Hyderabad is also facing congestion issues, but the proportionate advantage is the Outer Ring Road, which allows for predictable travel either clockwise or anti-clockwise. The airport commute is manageable, and housing prices tend to be more affordable. For a smoother journey, one should head to the office before 8 am and, if the work environment allows, leave after 3 pm and work from home for the remaining hours. It’s advisable to find accommodation in good gated communities to mitigate any class differences.


  • “After Experiencing Kuala Lumpur, Indian Traveler Reflects on India’s Civic Challenges”

    “After Experiencing Kuala Lumpur, Indian Traveler Reflects on India’s Civic Challenges”



    Kuala Lumpur: A Tourist’s Honest Experience

    Kuala Lumpur: A Tourist’s Honest Experience

    An Indian tourist recently shared his genuine experiences while visiting Kuala Lumpur through a post on Reddit. In this post, the tourist indicated that his vacation to Kuala Lumpur was spontaneous.

    He expressed sympathy for the foreigners who travel to India for holidays and non-resident Indians (NRIs) who must visit for reasons beyond tourism. He also emphasised the noticeable lack of civic responsibility in India and the minimal expectations people have from their government.

    The user commented that they embarked on a spontaneous trip to Malaysia after cancelling their plans to visit Vietnam due to severe weather. They admitted to having minimal expectations. Upon arrival in Kuala Lumpur, they expressed that their previous views about Indians settling abroad were challenged, expressing concern for foreigners visiting India or for NRIs returning for various reasons.

    The user further observed that Kuala Lumpur appeared significantly better organized and structured in comparison to Indian cities, noting that locals were exceptionally kind towards visitors.

    “The KL city appeared to be very well designed and managed, devoid of potholes, absent of political posters or banners, maintaining cleanliness in every corner, showcasing high civic sense, offering superior quality of life, providing clean air and demonstrating generosity among its citizens. There is a sense of shame in realising that we seem to have somewhat surrendered to our governmental bodies, having lowered our expectations considerably,” the user elaborated.

    What Social Media Users Had to Say

    The post received considerable attention on Reddit, with various users supporting the observations made by the tourist while others shared their own recommendations.

    “KL is reputed to be one of the more chaotic cities. You should visit Tokyo to truly understand what cleanliness means, even with its dense population,” noted one user.

    “KL is a world-class city, undoubtedly one of the finest in Asia. It is not fair to compare Indian cities with it. We are easily three decades behind,” remarked another.

    “I travelled to Bangkok, Chiang Mai, Ho Chi Minh, and Da Nang during a 1.5-month backpacking trip in 2022. While some Indian cities like Bangalore, Mumbai, and Delhi offer better job prospects compared to certain Southeast Asian cities (excluding Singapore and Hong Kong), in all other aspects, they are significantly ahead,” commented another Reddit user.

    “Even Sri Lanka is cleaner than India. They have their issues, including corruption and past civil strife, yet their cities do not resemble a dump like ours,” a fourth user observed.


  • “Saina Nehwal and Parupalli Kashyap Part Ways After Seven Years of Marriage”

    “Saina Nehwal and Parupalli Kashyap Part Ways After Seven Years of Marriage”


    Saina Nehwal and Parupalli Kashyap Separate After Seven Years of Marriage

    Star badminton player Saina Nehwal has officially announced her separation from fellow badminton player Parupalli Kashyap after nearly seven years of marriage. Both renowned in the Indian badminton community, the couple tied the knot in 2018 after a long-term relationship. Nehwal shared the news through an Instagram post on Sunday, 13 July, indicating their decision to part ways.

    This unexpected announcement has taken many by surprise, particularly because of their prominence in the sports world. Saina and Parupalli, who both trained at the esteemed Pullela Gopichand Academy in Hyderabad, have been significant figures in Indian badminton, with Nehwal earning an Olympic bronze medal and Kashyap securing a gold medal at the Commonwealth Games.

    Details of the Separation

    In her Instagram message, Saina expressed, “Life takes us in different directions sometimes. After much thought and consideration, Kashyap Parupalli and I have decided to part ways. We’re choosing peace, growth, and healing—for ourselves and each other. I’m grateful for the memories and wish nothing but the best moving forward. Thank you for understanding and respecting our privacy during this time.” As of now, Parupalli has not made a public statement regarding the separation.

    The Evolution of Their Relationship

    Saina and Parupalli’s relationship dates back well before their marriage, having been together for over a decade. Their partnership extended into their professional lives, with Parupalli taking on a coaching role to support Saina during the later years of her career.

    While together, Saina and Parupalli exhibited a strong connection both on and off the badminton court. Kashyap played a crucial role in Saina’s training, particularly when she was working to make a comeback after injury setbacks following the 2016 season. Over the years, his role evolved from that of a sparring partner to a strategic mentor.

    Performance Under Coaching

    In 2019, Saina showcased remarkable performance under Parupalli’s mentorship, particularly highlighted by her victory over PV Sindhu in the National Championships. His constant availability and tactical guidance during both domestic and international tournaments showcased the dynamic support they provided each other.

    While the announcement signifies an end to their marriage, Saina and Parupalli’s shared experiences have made a lasting impression on Indian badminton. Saina last participated in a professional tournament in June 2023, while Parupalli has continued to dedicate himself to coaching.

  • “Language as Identity: Social Media Erupts Over Controversial Viral Post on Kannada and Tamil”

    “Language as Identity: Social Media Erupts Over Controversial Viral Post on Kannada and Tamil”



    Indian Regional Languages: Importance in Modern Society



    A recent post on social media platform X (formerly Twitter) has sparked considerable backlash after it relegated Indian regional languages such as Kannada and Tamil as “not worth learning.” This statement has provoked outrage, especially in southern cities including Bengaluru and Chennai.

    The now-famous post reasoned that learning Japanese or Chinese is practical when relocating to Japan or China, while it purported there is “no point” in studying Kannada or Tamil when moving to Bengaluru or Chennai.

    “If someone moved to Japan, they would learn Japanese. If someone moved to China, they would learn Chinese. If someone moved to Bangalore, they would prefer to speak English. If someone moved to Chennai, they would prefer to speak English,” the post claimed.

    If someone moved to Japan, they would learn Japanese. If someone moved to China, they would learn Chinese. If someone moved to Bangalore, they would rather speak English. If someone moved to Chennai, they would rather speak English. No point in learning languages of poorer economies and poorer quality of life.
    — Toka (@TokaTakes) July 11, 2025

    The phrase “no point in learning languages of poorer economies and poorer quality of life” attracted immediate criticism, with many social media users describing the sentiments as elitist, ignorant, and dismissive towards regional cultures. Residents from southern states emphasised the rich historical, cultural, and literary significance of these languages, many of which are recognised as classical languages in India.

    In a subsequent post, the user asserted that discussions surrounding regional languages are frequently “overrated” and recommended that major companies curb their investments in cities like Bengaluru and Chennai to stop what they called “language-based harassment of migrants.”

    This proposition incited even more fervent reactions, with critics accusing the user of attempting to undermine the importance of local languages in Indian urban settings and workplaces.

    Social media has been flooded with diverse responses, ranging from academics highlighting the global relevance of Tamil and Kannada to tech professionals in Bengaluru who insisted that embracing local languages promotes inclusivity rather than division.

    “Languages do not define economic status — they define identity, history, and belonging,” one user stated.

    Another user commented, “Indians: We mastered your language for survival; you ridiculed ours to feel superior, yet your world still struggles with ‘Namaste’, while ours once whispered the Vedas to the stars. A wealthy person who scorns a language is still impoverished in thought, for even gold requires a language to be appreciated.”

    “You speak like a privileged traveller who has seen everything, but you are merely another online commentator in a setting where real progress hasn’t even arrived. Parading English as a status symbol doesn’t establish superiority, it merely exposes profound insecurity,” another comment stated.


  • “Anupam Mittal Critiques Tech Elites Overzealous AI Training Efforts in India”

    “Anupam Mittal Critiques Tech Elites Overzealous AI Training Efforts in India”



    India’s Tech-First Narrative: A Call for Balance


    India’s Tech-First Narrative: A Call for Balance

    India’s tech-first narrative has come under scrutiny, particularly after Anupam Mittal, the founder of Shaadi.com and a judge on Shark Tank India, shared an image of an elderly woman delivering goods. He emphasized the importance of reassessing the country’s relentless push towards AI and advanced technologies without considering the realities on the ground.

    Mittal noted, “Saw this woman the other day, and thought maybe she should learn Python,” and added, “Perhaps she can fine-tune an LLM too, while delivering your groceries.” This statement was not merely a jest; it served as a critical examination of India’s narrow focus on technology policy.

    The Reality of Employment in India

    “Every time I say India needs jobs along with deep-tech, someone sends me a whitepaper on AI skilling. Essentially repeating what is done in the West without grasping our unique circumstances,” he explained.

    Mittal recognized the sweeping changes AI and automation bring to global job markets. Companies like Microsoft, Meta, and Google anticipate that 40–50% of jobs will soon be AI-driven. “Yes, true!” he stated. “But those economies feature lower population densities, higher formal employment, and substantial reskilling programmes.”

    The Need for Institutional Support

    Reflecting on his experiences in the U.S., Mittal highlighted the effectiveness of systematic upskilling. “When I worked in the US, every new technology or software required us to be trained rapidly—not just individuals but the entire organization. That exemplifies what a robust skilling infrastructure should look like.”

    India’s Current Situation

    In stark contrast, he indicated that India is not adequately prepared. “Most people are self-employed. India is not there yet.” In this context, he praised the gig economy as a vital support system, stating, “It has provided jobs for millions. In a nation that hosts roughly 20% of the world’s population, that’s a significant achievement!”

    Challenges of a Deep-Tech Focus

    Mittal cautioned against viewing deep-tech as a panacea for all issues, warning, “When we start to promote deep-tech as the sole remedy, we risk jeopardising the livelihoods of over a billion people.”

    He recognized India’s dual reality, asserting, “Yes, we have highly skilled and exceptionally talented individuals poised to create the next generation of big tech from India—but we also have a substantial population lacking essential skills that must be considered.”

    A Call for Balanced Development

    “India needs to tackle both these challenges at the same time, doesn’t it?” he concluded. “What are your thoughts?”


  • Navigating Challenges: Indian Students Face Rising Expenses and Job Hurdles in Australia

    Navigating Challenges: Indian Students Face Rising Expenses and Job Hurdles in Australia


    Warning for Indian Students Moving to Australia

    An Indian community organisation in Australia has released a significant alert for potential students intending to relocate, highlighting escalating living costs, a serious rental crisis, and difficulties in securing part-time employment.

    In a recent Reddit post, the “Indians in Australia” group mentioned an increase in inquiries from newly arrived students facing financial difficulties. “This is not to deter anyone,” the group explained in a statement, “but to assist you in planning realistically before making such a substantial move.”

    Students should brace themselves for a monthly expense of at least AUD 2,000 — approximately Rs 1 lakh — covering essential living costs such as rent, food, and utilities. While part-time employment may alleviate some of these costs, it often falls short of addressing steep tuition fees.

    Master’s programmes generally cost between Rs 40-50 lakh, while bachelor’s degrees can reach Rs 70-80 lakh. Even though scholarships are available, they typically only cover 10-20% of the total fees, which means that assistance from parents or bank loans is likely necessary.

    Serious Rental Crisis

    The advisory highlighted a “serious rental crisis” in Australian cities, particularly in student hotspots like Melbourne and Sydney. Many students encounter high upfront costs for Airbnbs or shared accommodations, with more affordable options often situated 30 to 45 minutes away from university campuses.

    The group also advised caution when considering transitions to lower-cost colleges as a cost-cutting measure. “Changing schools can impact your visa status or lead to significant complications,” it stated, referencing recent policy changes that have eliminated many loopholes.

    Job Hunting Takes Time

    Contrary to popular belief, part-time positions are not readily available for many newcomers. “Numerous students are taking as long as three months to secure their first job,” the administrators observed, urging prospective applicants to prepare for at least six months of living expenses prior to arriving.

    Essential Recommendations

    Potential students are strongly encouraged to:

    • Thoroughly investigate the total cost of their degree
    • Maintain a financial cushion for a minimum of six months of living expenses
    • Be mentally prepared to live on a budget, share living spaces, and remain persistent in their job search

    This advisory arrives as Australia continues to be a favoured study destination for Indian students, despite the increasing costs and stricter visa regulations.

  • “Family Ties: Woman Misses Out on London Dream and 80% Scholarship”

    “Family Ties: Woman Misses Out on London Dream and 80% Scholarship”



    Overcoming Cultural Barriers in Studying Abroad

    Overcoming Cultural Barriers in Studying Abroad

    In a nation where obtaining an education overseas is often viewed as a significant achievement, the experience of a young woman highlights obstacles that are seldom discussed — primarily family control, cultural norms, and an education system that frequently overlooks personal aspirations.

    A 25-year-old, with over five years of experience in a creative sector, saw her dream becoming attainable. Although she lacked formal qualifications, her strong skill set earned her a place at the world’s second-ranked university in London for her field, enrolling in a Master’s programme set to begin in September 2025. Remarkably, she also secured an 80% scholarship — a distinction few achieve — which reduced her loan amount to a manageable ₹15-20 lakh.

    However, her ambitions quickly began to fade.

    She had navigated the entire application process independently, handling everything from statements of purpose (SOPs) to interviews and funding inquiries without asking her family for assistance. Yet, her father refused to co-sign her education loan, as shared in a post on Reddit. His refusal didn’t stem from financial concerns or doubts about her ability to repay — as she had a stable income and a solid repayment strategy — but rather from a belief that “no one in the paternal family would be okay” with her studying abroad.

    After weeks filled with emotional turmoil and pleading, she reached out to a Non-Banking Financial Company (NBFC) that ultimately agreed to grant her a loan without a co-applicant. However, delays in the loan disbursement resulted in her missing the university’s deposit deadline, and with it, her scholarship was forfeited.

    While the university exhibited understanding, the scholarship had already been allocated to another deserving student.

    Currently, she finds herself in the process of repaying the loan and relinquishing her admission — a dream cut short that could have significantly propelled her career.

    This account does not depict a scenario of financial constraints or academic failures. Instead, it unveils a narrative of systemic control and the silent, overwhelming influence of “no” — not from strangers, but from those who are traditionally expected to provide support.

    “It was never about the money. It was always about control,” was shared in her post.

    Now, she is seeking legal emancipation from her family, aspiring to reapply next year without the necessity of a co-applicant. Even though the process is gradual, her determination remains unyielded.


  • “CoinSwitch Co-Founder Decries Nursery Fees as India’s Major Financial Burden”

    “CoinSwitch Co-Founder Decries Nursery Fees as India’s Major Financial Burden”



    Skyrocketing School Fees: A Major Concern for Indian Families

    Skyrocketing School Fees: A Major Concern for Indian Families

    Skyrocketing school fees have become a pressing issue for families in India, as highlighted by Rajat Bhardwaj, Co-founder of CoinSwitch. He pointed out that education has transformed into the largest financial burden for many families, compelling parents to opt for EMIs even for nursery education. In a recent LinkedIn post, Bhardwaj portrayed the harsh realities faced by middle-class families as school costs continue to rise disproportionately compared to their incomes.

    Concerns About Rising Fees

    Bhardwaj expressed his concerns with alarming statistics: “30% fee hike. If this isn’t theft, what is?” He initiated discussions regarding educational expenses for his daughter and was taken aback by the increasing costs. In Bangalore, parents are now required to pay ₹2.1 lakh for a third standard education, and this is not for an international institution, but a standard CBSE school. A parent even pointed out that the ₹2 lakh fee for Class 3 is more than the cost of an engineering degree.

    Annual Fee Increases

    Additionally, Bhardwaj noted that this is not an isolated incident, as fee hikes of 10-30% occur yearly. In contrast, middle-class salary growth has only seen a measly 0.4% CAGR over the past ten years. Education expenses now account for 19% of total household income, with annual school costs for Class 4 in Ahmedabad reaching ₹1.8 lakh. Parents are now facing the dilemma of saving for college amidst the reality of taking EMIs for nursery fees.

    The True Cost of Education

    Despite official data claiming an education inflation rate of merely 4%, the reality tells a different story. Bhardwaj pointed out the dissonance faced by parents, stating, “try telling that to the mom comparing 5 school brochures or the dad calculating basic expenses.” The situation is not just a matter of inflation; it represents a significant erosion of savings and family aspirations. The notion that “education is the great equalizer” is now overshadowed by the reality that it has become the greatest monthly liability for families.

    Appeal to Fintech Community

    Bhardwaj made a direct appeal to builders, founders, and policymakers in fintech, urging them to understand their users—parents who are silently struggling, making sacrifices yet striving to provide for their children. He encouraged innovation to help these families find ways to succeed.

    Responses from the Community

    The post elicited many responses from internet users sharing their experiences. One user suggested that homeschooling could be a viable alternative, arguing that schools are exploiting parents due to the lack of alternatives. They emphasized the need to address the core issues in government school education, which has fueled the private school boom.

    Another user shared their experience, stating, “I can show you the actual fee receipts for my daughter from 1st, 2nd, and her current 3rd standard.” They expressed frustration at the exorbitant fees charged by even average schools, indicating that prestigious institutions naturally demand more.

    A third user echoed the sentiment advocating for homeschooling, arguing that the education value does not justify the high fees and donations demanded, while parents exhaust themselves ensuring their children meet academic standards. They concluded that homeschooling might offer a better solution, free from the burden of exorbitant fees.