Deciml Secures $3 Million Seed Funding in Round-Up Investing

Deciml, the innovative round-up investing platform, has successfully raised $3 million in a seed funding round led by Jainam Broking, marking Jainam’s initial venture into startup investment. The company, based in Pune, previously acquired $1 million in funding from investors including MyAsiaVC, Gaurav Munjal, Ritesh Malik, Raunak Munot, and Mukund Jha.

In a press release, Deciml announced that the newly obtained funds will be allocated towards enhancing its product offerings, expanding its user base, and strengthening its team to achieve its vision of making investing accessible to everyone.

About Deciml’s Unique Investment Approach

Founded in 2020 by Satyajeet Kunjeer, Deciml employs a distinctive round-up feature that automatically invests the spare change from users’ daily transactions into mutual funds, thus simplifying the investment process for all. Every time users perform an online transaction through card or UPI, the platform rounds up the total to the nearest ten, investing the difference effortlessly, which creates an uncomplicated path to wealth accumulation.

Deciml aims to make investing less daunting and more appealing to young Indians by seamlessly incorporating spare change investing into their daily routines, avoiding the need for significant behavioural changes that often accompany traditional investment methods.

Founder’s Vision for Growth

Satyajeet Kunjeer, the founder of Deciml, shared insights on the company’s current phase, stating that the Deciml journey is at an important turning point. The company has tailored its product based on user feedback and is now eager to focus its efforts on rapid scaling. Kunjeer expressed appreciation for Jainam, noting that they provide not only validation of Deciml’s vision but also actively contribute to shaping it.

Market Trends and User Growth

Market research has shown that the fintech market is predicted to grow significantly, with an estimated size reaching $145.09 billion in 2025 and projected growth to $550.21 billion by 2030, achieving a compound annual growth rate (CAGR) of 30.55%. Currently, Deciml boasts approximately 300,000 active users on its platform, with around 350,000 app downloads. In the financial year 2025, the company recorded a revenue of ₹7.2 lakh, primarily competing with Jar in this investment space.