Moneyview IPO Announcement

Moneyview, the digital lending platform, has submitted its Draft Red Herring Prospectus (DRHP) to the Securities and Exchange Board of India (SEBI) for its forthcoming Initial Public Offering (IPO). The financial details indicate robust performance during the nine months concluding in December 2025. Notably, the Bengaluru-based company reported a profit of Rs 210 crore during this timeframe.

According to the financial data in its draft red herring prospectus, Moneyview achieved operating revenue of Rs 2,373 crore for the nine months of FY26. Established in 2014 by Puneet Agarwal and Sanjay Aggarwal, Moneyview provides a credit-driven digital financial services platform that offers personal loans, credit score monitoring, and insurance distribution services.

Revenue Breakdown

Revenue derived from fees and commissions represented 35% of the total income, amounting to Rs 724 crore, while the company accrued Rs 206 crore from interest income. Total revenue, including other income, reached Rs 2,408.5 crore during the same period.

Expense Analysis

On the expenditure side, impairments on financial instruments constituted 35% of the total costs, valued at Rs 724 crore for the period. This was followed by finance costs at Rs 460 crore, and advertising and promotional expenses which stood at Rs 315 crore. Employee benefit costs amounted to Rs 206 crore, with an additional Rs 368 crore in other expenses. Overall, total expenses for the firm were Rs 2,080 crore during the reporting period, with an expense-to-operating revenue ratio of 0.88.

Profit and Assets Overview

Moneyview recorded a net profit of Rs 210 crore for the nine-month period ending December 2025. The company’s EBITDA was noted at Rs 712.5 crore, reflecting an EBITDA margin of 30.03%. On the balance sheet, Moneyview recorded total assets of Rs 7,719 crore. Additionally, the company maintained Rs 835 crore in cash and bank balances, with total current assets amounting to Rs 5,880 crore.

Details of the IPO

Moneyview’s IPO is set to include a fresh issue of equity shares totalling Rs 1,500 crore, in conjunction with an offer for sale (OFS) of up to 13.6 crore equity shares by existing shareholders. Co-founder Puneet Agarwal will participate in the OFS along with several early investors such as Accel, Ribbit Capital, and Apis Partners.