Steady Growth at Go Digit General Insurance Limited in Q3 FY26

Go Digit General Insurance Limited has demonstrated steady growth in the third quarter of FY26. The operating revenue, or net premium, rose by 4% to reach Rs 2,160 crore, compared to Rs 2,084 crore during Q3 FY25. The profit for the quarter also saw an impressive growth of 18%.

Quarterly Financial Performance

According to the quarterly results shared on the NSE, net premiums written experienced a decline of 4.5% this quarter, falling to Rs 2,142 crore in Q3 FY26 from Rs 2,242 crore in the same quarter last year. The company’s income from investments showed a strong performance, increasing by 17% to Rs 337 crore in Q3 FY26, up from Rs 288 crore in the third quarter of FY25, driven by a robust investment portfolio.

Total Income Overview

In total, Go Digit reported an income of Rs 2,498 crore for Q3 FY26, in comparison to Rs 2,372 crore in the corresponding quarter of the previous year. The company recorded flat expenses for Q3 FY26, with commissions and brokerage costs amounting to Rs 603 crore, compared to Rs 543 crore in Q3 FY25. There was also a slight rise in employee benefits expenses, which totalled Rs 95 crore for the quarter.

Expense Analysis

These increases contributed to an overall rise of 3% in company expenses during the quarter, bringing the total to Rs 2,386 crore. Regarding claims, the company disbursed Rs 1,311 crore in claims during Q3 FY26, in contrast to Rs 949 crore in the same period the previous year. The outstanding claims also saw a reduction, decreasing to Rs 256 crore in Q3 FY26 from Rs 571 crore in Q3 FY25.

Profit After Tax

The company’s Profit After Tax (PAT) grew by 18%, reaching Rs 140 crore in Q3 FY26, up from Rs 118.5 crore in Q3 FY25. Over the nine-month period ending December 2026, the profit stood at Rs 64 crore. As of the end of the trading day, Go Digit’s share price was at Rs 325 per share, resulting in a total market capitalization of Rs 30,039 crore ($3.2 billion).