Unified Payments Interface Achieves Record Transactions in October 2025

Unified Payments Interface established a remarkable milestone in October 2025 by handling 20.7 billion transactions, marking its highest monthly performance, as per reports from the National Payments Corporation of India. This achievement represents a 3.6% increase compared to the 19.63 billion transactions recorded in September, which had seen a slight drop from 20.1 billion in August.

In terms of transaction value, UPI registered Rs 27.28 lakh crore in October, up from Rs 24.9 lakh crore in September, indicating a notable rise of 9.5%. Year-over-year, UPI’s transaction count surged by 25%, while the value experienced a growth of 16%.

Daily Transaction Insights

Throughout the month, UPI averaged 668 million transactions each day, corresponding to an average daily value of Rs 87,993 crore. The increase in the overall and daily transactions can be attributed to festive season spending. Notably, on October 18, UPI surpassed 750 million transactions in a single day for the first time.

Growth of India’s Digital Payments Landscape

This significant milestone demonstrates the ongoing enhancement of India’s digital payments system, bolstered by the rising adoption of QR-based payments, recurring mandates, and the integration of UPI with credit facilities and international gateways.

International Expansion of UPI

UPI has reached several new international markets, including France and the UAE, with agreements secured for Namibia, Trinidad and Tobago, and Peru. It is already operational in Bhutan, Singapore, Sri Lanka, Mauritius, and Nepal, and recently commenced activities in Qatar.

Partnerships Enhancing UPI’s Reach

Recently, Razorpay, through its division Razorpay Curlec, teamed up with NPCI International Payments Limited (NIPL) to facilitate UPI payments in Malaysia.